V12 Finance
Point-of-sale lending specialist backed by Secure Trust Bank.
Summary
V12 sit inside Secure Trust Bank and specialise in retail and motor finance across the UK. Strong on used-car HP for prime and near-prime.
Who they are & where they came from
Founded in 2004 and acquired by Secure Trust Bank in 2013, V12 is one of the biggest point-of-sale lenders in the UK, financing everything from motor to home improvement.
V12 Finance is one of 15 lenders we compare in a single soft-search — so you don't have to apply directly. Get your best rate across the whole panel in under 2 minutes.
Cardiff, Wales
Map shows the general head-office area. Direct contact with lenders is not provided — all applications go through your dedicated Car Finance UK adviser.
Car finance calculator
These estimates are for illustration only. HP repays the full loan over the term; PCP defers a Guaranteed Future Value (assumed 40%) to the end of the agreement, giving a lower monthly payment. Your actual rate and payment depend on your personal circumstances.