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Oodle Car Finance

Fast-growing online lender with a strong focus on used-car HP.

Est. 2016 Oxford Near-prime HP Used-car specialism
About Oodle Car Finance

Summary

Oodle offer used-car HP to a broad range of credit profiles. Known for very quick decisions and consistent underwriting.

History

Who they are & where they came from

Launched in 2016, Oodle is one of the fastest-growing car finance lenders in the UK. Backed by significant venture capital and continues to expand its lender panel share.

Why this matters to you

Oodle Car Finance is one of 15 lenders we compare in a single soft-search — so you don't have to apply directly. Get your best rate across the whole panel in under 2 minutes.

Head office

Oxford, Oxfordshire

Map shows the general head-office area. Direct contact with lenders is not provided — all applications go through your dedicated Car Finance UK adviser.

Estimate your payments

Car finance calculator

Illustrative estimate
£9,500
£1,000£50,000
Estimated monthly payment
HP
£216/mo
Own the car outright
PCP
£170/mo
Lower payment + balloon
At a representative 12.9% APR
Amount to borrow£9,500
Loan term60 months
PCP balloon (40%)£3,800
HP total repayable£12,940

These estimates are for illustration only. HP repays the full loan over the term; PCP defers a Guaranteed Future Value (assumed 40%) to the end of the agreement, giving a lower monthly payment. Your actual rate and payment depend on your personal circumstances.

FAQ

Common questions about car finance

Contact

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