Work out your finance in seconds.
Two ways to plan it: start from a monthly budget and see what car you can afford, or enter the loan amount and see your monthly payment on both HP and PCP.
What loan length do you want?
Choose how long you'd like to spread the payments over.
What is your credit rating?
A rough guide is fine — we'll fine-tune it in your quote.
Calculate by monthly budget
Set your monthly budget and see the car price you could afford.
Estimates at a representative 12.9% APR over 60 months.
Calculate by loan amount
Set the amount you want to borrow and see your monthly payment.
Estimates at a representative 12.9% APR over 60 months.
Estimates only. HP repays the full loan across the term. PCP defers a Guaranteed Future Value (assumed 40%) to the end of the agreement, giving a lower monthly payment — you then hand the car back, part-exchange or pay the balloon to own it. Your actual rate and payment depend on your personal circumstances.
Car finance calculator
These estimates are for illustration only. HP repays the full loan over the term; PCP defers a Guaranteed Future Value (assumed 40%) to the end of the agreement, giving a lower monthly payment. Your actual rate and payment depend on your personal circumstances.