Our lender panel

15 UK lenders. One soft-search application.

We compare your finance eligibility across our full lender panel in a single soft-search — from prime high-street banks to specialists who say yes when others say no.

Marsh Finance logo
Marsh Finance
Est. 1974 · Rochdale

One of the UK's longest-established near-prime car finance lenders.

Near-prime HPUsed-car finance
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Startline Motor Finance logo
Startline Motor Finance
Est. 2013 · Glasgow

Modern lender focused on mid-tier credit and same-day decisions.

Near-prime HPFast decisions
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V12 Finance logo
V12 Finance
Est. 2004 · Cardiff

Point-of-sale lending specialist backed by Secure Trust Bank.

Prime HPNear-prime HP
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Autolend logo
Autolend
Est. 2015 · Manchester

Digital-first HP for good and near-prime credit profiles.

Prime HPDigital underwriting
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Oodle Car Finance logo
Oodle Car Finance
Est. 2016 · Oxford

Fast-growing online lender with a strong focus on used-car HP.

Near-prime HPUsed-car specialism
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Tandem Bank logo
Tandem Bank
Est. 2013 · London

UK challenger bank offering green motor finance.

Prime HPEV & hybrid discounts
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Paragon Bank logo
Paragon Bank
Est. 1985 · Solihull

Established UK bank writing prime motor finance.

Prime HP
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Close Brothers Motor Finance logo
Close Brothers Motor Finance
Est. 1878 · Doncaster

One of the UK's oldest merchant banks — motor finance since the 1980s.

Prime HPUsed-car dealer HP
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Zopa logo
Zopa
Est. 2005 · London

P2P pioneer turned full challenger bank.

Prime HPPersonal loan (motor)
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Automoney Trust logo
Automoney Trust
Est. 2010 · Nottingham

Specialist near-prime lender for used cars.

Near-prime HP
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Moneybarn logo
Moneybarn
Est. 1992 · Petersfield

The UK's largest specialist sub-prime motor finance lender.

Sub-prime HPBad-credit finance
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Go Car Credit logo
Go Car Credit
Est. 2007 · Watford

Independent sub-prime lender specialising in bad-credit finance.

Sub-prime HPCCJ / IVA friendly
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Moneyway Finance logo
Moneyway Finance
Est. 2016 · Solihull

Secure Trust Bank's dedicated sub-prime motor finance brand.

Near-prime HPMid-tier credit
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Marshmallow Finance logo
Marshmallow Finance
Est. 2017 · London

UK challenger built on modern underwriting tech.

Near-prime HPTech-forward underwriting
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Billing Finance logo
Billing Finance
Est. 1984 · Northampton

Northampton-based specialist motor finance lender.

Near-prime HPRegional dealer network
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