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Billing Finance

Northampton-based specialist motor finance lender.

Est. 1984 Northampton Near-prime HP Regional dealer network
About Billing Finance

Summary

Billing Finance are a family-run specialist lender in Northampton. Known for pragmatic underwriting and strong dealer relationships.

History

Who they are & where they came from

Founded in 1984 in Billing, Northampton, they've grown into one of the more established regional motor finance specialists in the UK.

Why this matters to you

Billing Finance is one of 15 lenders we compare in a single soft-search — so you don't have to apply directly. Get your best rate across the whole panel in under 2 minutes.

Head office

Billing, Northampton

Map shows the general head-office area. Direct contact with lenders is not provided — all applications go through your dedicated Car Finance UK adviser.

Estimate your payments

Car finance calculator

Illustrative estimate
£9,500
£1,000£50,000
Estimated monthly payment
HP
£216/mo
Own the car outright
PCP
£170/mo
Lower payment + balloon
At a representative 12.9% APR
Amount to borrow£9,500
Loan term60 months
PCP balloon (40%)£3,800
HP total repayable£12,940

These estimates are for illustration only. HP repays the full loan over the term; PCP defers a Guaranteed Future Value (assumed 40%) to the end of the agreement, giving a lower monthly payment. Your actual rate and payment depend on your personal circumstances.

FAQ

Common questions about car finance

Contact

Get in touch

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