How we built this list
We filtered our London postcode approvals for battery-electric vehicles only, ranked by finance volume and cross-checked with congestion-charge and ULEZ exemption status.
The top 10
1. Tesla Model 3 — Default London EV. Cheaper per mile than an Uber Pool once you charge at home. Typical finance from around £395/mo.
2. Nissan Leaf — British-built, unpretentious, wallet-friendly used market too. Typical finance from around £259/mo.
3. MG4 — Value-led London EV — sharp deals and enough range for anything inside the M25. Typical finance from around £265/mo.
4. Vauxhall Corsa Electric — Small enough to park anywhere central. Insurance groups aren't crazy either. Typical finance from around £255/mo.
5. Fiat 500 Electric — Fashion-first city EV. Range is small but perfectly matched to central London use. Typical finance from around £245/mo.
6. Peugeot e-208 — Familiar supermini shape with a proper battery. Cheap to finance for city drivers. Typical finance from around £255/mo.
7. Renault Zoe (used) — The used market is now the cheapest way into an EV in London. Typical finance from around £195/mo.
8. BMW i3 (used) — Small, characterful and financially very sensible on the used market. Typical finance from around £245/mo.
9. Volkswagen ID.3 — Best-driving Golf-sized EV. Sharp lease/PCP through 2026. Typical finance from around £299/mo.
10. Hyundai Kona Electric — Long range, small footprint — the safest all-round London EV pick. Typical finance from around £319/mo.
How to finance one on Car Finance UK
All ten models above are regularly approved through our lender panel on HP and PCP. Getting a personalised quote takes two minutes and uses a soft credit search only, so it won't leave a footprint on your credit file.
Once you've picked a shortlist, our team can pre-approve you at a specific budget so you walk into any UK dealer with your finance already sorted. You can bring your own car in from an online marketplace too — we're not tied to any single retailer.
A quick word on the numbers
Monthly-payment ranges above are indicative for a 48-month HP deal at a representative APR for a good-credit driver, no deposit, and mid-trim pricing. Your actual quote depends on your credit profile, deposit, mileage and the specific dealer price. Use our calculator page to model your own figures.
