How we built this list
We ranked EVs by number of approvals through our panel over the last 12 months, cross-checked with SMMT registration data. We weight for approvals value, not just unit count, to reflect what people are actually financing.
The top 10
1. Tesla Model Y — Still the default choice. Charging network, residuals and PCP maths all add up. Typical finance from around £420/mo.
2. MG4 — Wildly underpriced for what it is — the value pick on almost any driveway. Typical finance from around £265/mo.
3. Kia EV3 — Compact SUV, brilliant range on paper, seven-year warranty — the surprise 2025-26 hit. Typical finance from around £315/mo.
4. Tesla Model 3 — Refreshed 'Highland' version drove new interest. Cheapest premium EV saloon in the UK. Typical finance from around £395/mo.
5. Vauxhall Corsa Electric — Small, familiar, cheap. Approvals are strong because insurance groups are sensible. Typical finance from around £255/mo.
6. Renault 5 E-Tech — The most-hyped small EV of 2025 that actually lived up to it. Retro but modern. Typical finance from around £275/mo.
7. BMW i4 — The go-to premium electric saloon on PCP. Steep list price, sharp finance offers. Typical finance from around £445/mo.
8. Volvo EX30 — Small premium SUV, straightforward interior, aggressive residual guarantees. Typical finance from around £325/mo.
9. Hyundai Kona Electric — Long real-world range and family-friendly boot. Very consistent PCP performer. Typical finance from around £319/mo.
10. Peugeot e-208 — Same small-car buyers as ICE 208s — cheap enough to finance without a shock. Typical finance from around £255/mo.
How to finance one on Car Finance UK
All ten models above are regularly approved through our lender panel on HP and PCP. Getting a personalised quote takes two minutes and uses a soft credit search only, so it won't leave a footprint on your credit file.
Once you've picked a shortlist, our team can pre-approve you at a specific budget so you walk into any UK dealer with your finance already sorted. You can bring your own car in from an online marketplace too — we're not tied to any single retailer.
A quick word on the numbers
Monthly-payment ranges above are indicative for a 48-month HP deal at a representative APR for a good-credit driver, no deposit, and mid-trim pricing. Your actual quote depends on your credit profile, deposit, mileage and the specific dealer price. Use our calculator page to model your own figures.
