Top 10 cheapest cars to insure for young drivers on finance

Insurance quotes were pulled from ABI groupings, cross-referenced with average online comparison-site quotes for a 19-year-old with a clean licence in a mid-risk postcode.

1. Hyundai i10 — Insurance group 1. Genuinely the cheapest new car to insure in the UK. Typical finance from around £155/mo.

2. Kia Picanto — Group 2. Nearly identical case to the i10 with better warranty. Typical finance from around £150/mo.

3. Volkswagen up! / Skoda Citigo (used) — Group 1 in most trims — used-only now but very affordable to finance. Typical finance from around £129/mo.

4. Toyota Aygo X — Group 5-7 and famously reliable. Add cheap parts and it's a young-driver classic. Typical finance from around £175/mo.

5. Fiat 500 (petrol) — Group 2-5 depending on trim. Cheap parts and lots of independent specialists. Typical finance from around £169/mo.

6. Vauxhall Corsa (1.2) — Base trim petrols sit around group 3-4 — dealers know young drivers finance this. Typical finance from around £195/mo.

7. Suzuki Celerio (used) — Sub-group 2 and £10 tax. Small used market but very cheap to finance. Typical finance from around £109/mo.

8. Dacia Sandero — Group 3-6 with a genuinely tiny insurance bill for a full-size supermini. Typical finance from around £139/mo.

9. Ford Ka+ (used) — Group 2-4 depending on year. Getting rare, but always cheap on finance. Typical finance from around £139/mo.

10. Renault Clio (petrol) — Cheaper to insure than most rivals in same class. Nice interior for the money. Typical finance from around £195/mo.

All ten models above are regularly approved through our lender panel on HP and PCP. Getting a personalised quote takes two minutes and uses a soft credit search only, so it won't leave a footprint on your credit file.

Once you've picked a shortlist, our team can pre-approve you at a specific budget so you walk into any UK dealer with your finance already sorted. You can bring your own car in from an online marketplace too — we're not tied to any single retailer.

Monthly-payment ranges above are indicative for a 48-month HP deal at a representative APR for a good-credit driver, no deposit, and mid-trim pricing. Your actual quote depends on your credit profile, deposit, mileage and the specific dealer price. Use our calculator page to model your own figures.